Integrated physician support

Everything You Need. One Coordinated Team.

Relocation, tax, incorporation, banking, accounting, insurance, and wealth management should work together. Our services are designed around your complete Canadian transition—not disconnected transactions.

How we approach service

The service depends on the journey.

A physician preparing to leave the United Kingdom has different needs from someone who has already practised in Canada for years. We begin by identifying your current stage, time-sensitive decisions, and the professionals who should be involved.

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Start where you areYou do not need to wait until every detail is finalized.
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Prioritize timingComplete the right decisions before important deadlines.
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Coordinate the familyPlan for spouses, children, housing, and daily life.
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Continue after arrivalTax, accounting, protection, and wealth support remain connected.
Not sure where you fit? Email our team →
1
Before and during the move

Relocation and Arrival Support

Practical coordination for physicians and families preparing for Canada, arriving, and establishing their daily lives.

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What may be coordinated

Pre-arrival planning and timelines
Required documents and appointments
Temporary and permanent housing
Schools, childcare, and family needs
Provincial healthcare registration
Phone, utilities, and local setup
Vehicle purchase or leasing support
Arrival-week scheduling
Banking and identity setup
Spouse and community referrals
CLEAR RESPONSIBILITIES

Some services are provided directly, while others are coordinated with independent legal, banking, mortgage, real estate, vehicle, immigration, or community partners.

2
Before and after Canadian residency

Tax and Cross-Border Planning

Planning for Canadian residency, foreign assets, pensions, reporting requirements, corporate income, and your first years in Canada.

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Planning areas

Canadian tax residency
Arrival-date asset values
Worldwide asset review
Foreign pensions and retirement accounts
UK and US account considerations
Foreign property and rental income
Foreign companies and private investments
Departure tax coordination
T1135 and foreign asset reporting
Personal and corporate tax planning
COUNTRY-SPECIFIC ADVICE

International tax treatment depends on the country, asset, ownership, account registration, and timing. Complex decisions may require professional coordination in both countries.

3
Practice and corporate establishment

Incorporation and Accounting

Building the corporate, bookkeeping, payroll, banking, and tax systems required to operate efficiently in Canada.

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Corporate and accounting support

Incorporation suitability and timing
Legal incorporation coordination
CRA business number registration
Payroll and GST/HST setup
Personal and corporate banking structure
Bookkeeping software and procedures
Expense and document collection
Corporate financial statements
Corporate and personal tax returns
Salary, dividend, and year-end planning
MORE THAN A TAX RATE

Incorporation can affect cash flow, expenses, payroll, investments, insurance, retirement, estate planning, and how money eventually leaves the corporation.

4
Establishing daily life in Canada

Banking, Credit, Housing and Vehicles

Coordinating the essential financial and practical tools physicians and families need to begin living and working in Canada.

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Banking, housing, and transportation

Personal bank accounts
Corporate bank accounts
Canadian credit cards
Professional lines of credit
Foreign exchange and transfers
Temporary accommodation
Rental and home-purchase planning
Mortgage preparation and referrals
Vehicle buying and leasing
Insurance and pickup coordination
PARTNER-SUPPORTED SERVICE

Financing, mortgage, real estate, and vehicle decisions are completed through the appropriate independent provider. We coordinate timing, documents, and communication.

5
Protecting income, family, and corporation

Insurance and Protection

A documented, needs-based approach to health coverage, life, disability, critical illness, business overhead, and corporate protection.

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Coverage planning

Temporary health coverage
Travel and visitor insurance
Personal life insurance
Disability income protection
Critical illness insurance
Professional overhead coverage
Corporate-owned life insurance
Beneficiary and ownership planning
Existing coverage review
Ongoing needs and budget reviews
NEEDS BEFORE PRODUCTS

Recommendations begin with income, debt, family responsibilities, corporate obligations, existing coverage, budget, and long-term goals.

6
Long-term Canadian success

Investments and Wealth Management

Connecting corporate cash flow, personal investments, retirement, education, estate planning, and family wealth into one long-term strategy.

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Integrated wealth planning

Personal investment planning
Corporate investment planning
RRSP and TFSA strategy
Retirement income planning
Education savings
Debt and mortgage strategy
Estate and beneficiary planning
Corporate insurance integration
Business growth and exit planning
Intergenerational wealth transition
ACCUMULATE. GROW. PROTECT. TRANSITION.

True wealth is the accumulation, growth, preservation, and transition of wealth after tax, fees, and inflation.

How coordination works

One relationship. The right professionals.

DoctorsToCanada coordinates the overall journey while recognizing when a decision requires a lawyer, accountant, bank, mortgage specialist, insurance provider, real estate professional, vehicle partner, recruiter, or another specialist.

We identify

The decision, timing, documents, and professional support required.

We coordinate

Introductions, information flow, and steps across the transition.

You understand

What is being completed, why it matters, and who is responsible.

Start with the services that matter most right now.

You do not need every service on day one. We help prioritize the decisions that are most important for your current stage, arrival date, family, and Canadian plans.

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